Workers’ Compensation
If you have employees, then you are responsible if they are injured while on the job. A workers’ compensation insurance policy covers the expenses associated with job-related injuries and illnesses. TBA Member Insurance Solutions has access to many A-rated carriers to offer workers’ compensation coverage, great service and discounted group rates to TBA members. Some of the most common workers’ compensation claims include:
- Repetitive Motion – These injuries stem from employees repeating the same motions over and over. For example, using a mouse, lifting boxes/office equipment and using a computer keyboard. Common injuries from repetitive motions include tendonitis, carpal tunnel and bursitis.
- Slip, Trip and Falls – Many of the slip, trip, and fall claims arise from employees slipping on wet floors around the workplace and falling on snowy or icy walkways.
- Bodily Reaction – A bodily reaction injury may occur when one trips or slips, avoids falling, but still sustains an injury such as a sprained or twisted ankle.
- Overexertion – Overexertion arises when one lifts, pulls, pushes or throws something, causing injury.
- Struck by Object – This injury occurs most commonly when something falls off a shelf and strikes an employee.
- Highway Incident – This is a common occurrence for employees who travel or run errands for the business.
- Struck Against an Object – This injury occurs when an individual falls into something, or is physically forced into something such as a bookshelf, desk, or other stationary object.
Contact an Agent
(To obtain agent contact information for your county, click on the appropriate county name below.)
Anderson | Bedford | Benton | Bledsoe | Blount | Bradley | Campbell |
Cannon | Carroll | Carter | Cheatham | Chester | Claiborne | Clay |
Cocke | Coffee | Crockett | Cumberland | Davidson | Decatur | Dekalb |
Dickson | Dyer | Fayette | Fentress | Franklin | Gibson | Giles |
Grainger | Greene | Grundy | Hamblen | Hamilton | Hancock | Hardeman |
Hardin | Hawkins | Haywood | Henderson | Henry | Hickman | Houston |
Humphreys | Jackson | Jefferson | Johnson | Knox | Lake | Lauderdale |
Lawrence | Lewis | Lincoln | Louden | Macon | Madison | Marion |
Marshall | Maury | McMinn | McNairy | Meigs | Monroe | Montgomery |
Moore | Morgan | Obion | Overton | Perry | Pickett | Polk |
Putnam | Rhea | Roane | Robertson | Rutherford | Scott | Sequatchie |
Sevier | Shelby | Smith | Stewart | Sullivan | Sumner | Tipton |
Trousdale | Unicoi | Union | Van Buren | Warren | Washington | Wayne |
Weakley | White | Williamson | Wilson |