Whether you use your boat for weekend outings with your family or for fishing trips, you’ve likely invested money and time in your watercraft. Have you thought about what would happen if one of your passengers is injured or if your boat is suddenly damaged? That’s where a boat insurance policy may help. These policies can include several types of coverages that may help to protect your watercraft, you, as well as the guests you invite onboard. The policies often include towing and wreckage removal, as well as fuel spill indemnification. This type of insurance may be purchased for sailboats, house boats, and pontoon boats, as well as other watercraft up to a certain size and value.